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Dubai International Financial Centre

The Leading Financial Hub of the Middle East, Africa and South Asia

Established

2004

Companies

5000+

Location

Dubai

About DIFC

Dubai International Financial Centre (DIFC) is the leading financial hub for the Middle East, Africa and South Asia (MEASA) region. Established as an onshore financial centre with its own civil and commercial laws, independent regulator and courts, DIFC provides a world-class platform for financial services, fintech, and professional services companies to operate across the region.

Governing Authority:Dubai Financial Services Authority (DFSA)
Official Website

Interested in setting up in DIFC?

Let's discuss your requirements and find the best solution for your business.

Key Industries

Banking and Finance
Asset Management
Insurance
Capital Markets
Islamic Finance
Fintech
Wealth Management
Private Equity

Ideal For

Financial institutionsInvestment firmsInsurance companiesFintech startupsProfessional servicesFamily officesRegional headquarters

License Types & Costs

Financial Services License

For regulated financial services activities including banking, insurance, asset management, and capital markets

Starting from

50,000

AED

Activities Allowed

Banking, insurance, fund management, securities dealing, financial advisory

Ancillary Services License

For professional services supporting financial sector including legal, accounting, and consulting

Starting from

25,000

AED

Activities Allowed

Legal services, accounting, audit, consulting, technology services

DNFBPs License

For Designated Non-Financial Businesses and Professions including family offices and corporate services

Starting from

30,000

AED

Activities Allowed

Family office services, corporate administration, trust services

Processing Time

4-8 weeks

Annual Renewal

Same as initial license fee

Validity

1 year, renewable

Need help choosing the right license type?

Our experts can guide you through the licensing options and help you select the best fit.

Visa Information

Available for shareholders, directors, and employees of licensed DIFC companies

Up to 3 visas

Serviced Office

Up to 6 visas

Shared Office

Up to 15 visas

Private Office

Unlimited visas

Dedicated Floor

Investor VisaEmployee VisaDependent VisaDomestic Helper Visa
Processing:2-3 weeks
Golden Visa Eligible

Estimated Costs

License Fee
From 25,000 AED
Visa (per person)
~8,500 AED
Office Space
From 35,000 AED/year
Estimated First Year Total
85,000 - 250,000 AED
Approximate

Costs vary significantly based on license type and business activities. Financial services licenses require higher capital requirements.

Want a detailed cost breakdown for your business?

Request a personalized quote tailored to your specific business needs.

Pros & Cons

Advantages

  • Highest prestige and credibility in financial services sector
  • Independent legal system based on English common law
  • Strong regulatory framework with international recognition
  • Access to regional financial markets and opportunities
  • World-class infrastructure and facilities
  • Strong networking opportunities with major financial institutions
  • 100% foreign ownership allowed
  • Strategic location connecting East and West markets
  • Comprehensive fintech support and innovation programs

Considerations

  • Higher setup and operational costs compared to other free zones
  • Strict regulatory requirements and compliance obligations
  • Limited to financial services and related activities
  • Longer processing times for complex license applications

Frequently Asked Questions

Why Choose DIFC?

100% foreign ownership with no local sponsor required
Zero corporate tax on qualifying income
Full repatriation of capital and profits
No currency or exchange restrictions
World-class infrastructure and connectivity
Streamlined business registration process

Best For

  • Financial services companies
  • International banks
  • Asset management firms
  • Fintech companies
  • Professional services targeting financial sector

Not Ideal For

  • Small trading companies
  • Manufacturing businesses
  • Cost-sensitive startups
  • Companies not in financial services sector

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